Page 256 - GLOBAL TOURISM CHALLENGES IN 21st CENTURY
P. 256
7+( 52/( 2) 67$7( 5(*,67(56 $1' ,167,787,216 ,1
&2//$7(5$/ (67$%/,6+,1* $1' 021,725,1* 2) 7+(
%$1.6¶ &/$,06
9DOHQWLQD $QJHONRVND
=RUDQ ,YDQRYVNL
$EVWUDFW
7KLV SDSHU FRQWDLQV WKH UROH RI VWDWH LQVWLWXWLRQV DQG UHJLVWHUV LQ WKH SURFHVV RI EDQNV¶ FROODWHUDO
HVWDEOLVKPHQW DQG PRQLWRULQJ ZKLFK DUH FUXFLDO IRU ³OHJDO\ SHUIHFW´ FROODWHUDO DQG WKH ODWHU VWDJH RI
FROOHFWLRQ RI WKH FODLPV 7KH SDSHU PDNHV D UHYLHZ RI WKH PRVW VLJQLILFDQW ZRUOG SUDFWLFHV LQ WKLV DUHD $OO
UHOHYDQW VWDWH UHJLVWHUV DQG LQVWLWXWLRQV LQ WKH 5HSXEOLF RI 0DFHGRQLD DUH SUHVHQWHG DQG DQDO\]HG 7KH
SRVLWLYH DQG QHJDWLYH DVSHFWV RI WKH VWDWH LQVWLWXWLRQV DQG UHJLVWHUV LQ 5HSXEOLF RI 0DFHGRQLD DUH SUHVHQWHG
ZKLFK UHVXOWV LQ UHFRPPHQGDWLRQV IRU LPSURYHPHQW
.H\ZRUGV EDQNV FROODWHUDO FODLPV VWDWH UHJLVWHUV FUHGLW UHJLVWHU FUHGLW EXUHDX
,QWURGXFWLRQ
,Q WKH EDQNLQJ VHFWRU WKH UROH RI VWDWH LQVWLWXWLRQV DQG UHJLVWHUV DUH YHU\ LPSRUWDQW LQ
WKH SURFHVV RI EDQNV¶ FROODWHUDO HVWDEOLVKPHQW DQG PRQLWRULQJ ZKLFK DUH FUXFLDO IRU
³OHJDO\ SHUIHFW´ FROODWHUDO DQG WKH ODWHU VWDJH RI FROOHFWLRQ RI WKH FODLPV $OPRVW LQ DOO
FRXQWULHV ZRUOGZLGH WKHUH LV YDULHW\ RI SUDFWLFHV LQ WKLV DUHD 5HSXEOLF RI 0DFHGRQLD
IROORZV WKLV WUHQG LQ WKH ODVW WZR GHFDGHV DQG VHYHUDO VWDWH LQVWLWXWLRQV DQG UHOHYDQW
VWDWH UHJLVWHUV KDYH EHHQ HVWDEOLVKHG DFRPSDQLHG ZLWK WKH QHFHVVDU\ UHJXODWLRQ (DFK
RI WKHP KDV LWV SRVLWLYH DQG QHJDWLYH DVSHFWV LQ SUDFWLFH ZKLFK QHHG WR EH DQDO\VHG LQ
RUGHU WR EH LPSURYHG LQ WKH IXWXUH IRU EHWWHU HIIHFWV RQ WKH OHQGLQJ SURFHVV
7KH UHPDLQGHU RI WKLV SDSHU LV VWUXFWXUHG LQWR VHFWLRQV ,Q 6HFWLRQ ZH SUHVHQW
IHZ H[DPSOHV RI UHODWHG ZRUN IURP OLWHUDWXUH FRQVLGHULQJ WKH FRUUHODWLRQ EHWZHHQ WKH
OHQGLQJ ODZV DQG VWDWH FUHGLW UHJLVWHUV 7KH H[LVWLQJ UHJLVWHUV LQ WKH 5HSXEOLF RI
0DFHGRQLD $JHQF\ IRU &DGDVWUH RI LPPRYHDEOH SURSHUW\ &HQWUDO 5HJLVWHU 3OHGJH
5HJLVWHU &UHGLW 5HJLVWHU DQG &UHGLW %XHUDX WKDW GLUHFWO\ DIIHFW WKH OHQGLQJ DQG
FROODWHUDOV DUH DQDO\]HG LQ VHFWLRQV UHVSHFWLYHO\ 6HFWLRQ VXPPDUL]HV WKH PDLQ
FRQFOXVLRQV
/LWHUDWXUH 2YHUYLHZ
,Q WKH PRGHUQ UHVHDUFK WKH FRQQHFWLRQ EHWZHHQ WKH ODZV DQG OHQGLQJ LV RQH RI WKH
PDLQ WRSLFV HVSHFLDOO\ DIWHU WKH ZRUOG FULVLV +DVHOPDQQ DQG :DFKWHO PDGH WKRURXJK
DQDO\VLV RQ EDQNV EHKDYLRU ZKLFK ZDV PDGH LQ FRXQWULHV LQ WUDQVLWLRQ +DVHOPDQQ
DQG :DFKWHO 7KH UHVHDUFK VKRZV WKDW WKH ORDQ SRUWIROLR RI WKH EDQNV YHU\
ϴ
9DOHQWLQD $QJHONRVND 3K ' $VVLVWDQW 3URIHVVRU 8QLYHUVLW\ RI 7RXULVP DQG
0DQDJHPHQW LQ 6NRSMH =RUDQ ,YDQRYVNL 3K ' )XOO 3URIHVVRU 8QLYHUVLW\ RI
7RXULVP DQG 0DQDJHPHQW LQ 6NRSMH
Ϯϰϵ

