Page 256 - GLOBAL TOURISM CHALLENGES IN 21st CENTURY
P. 256

7+( 52/( 2) 67$7( 5(*,67(56 $1' ,167,787,216 ,1
                       &2//$7(5$/ (67$%/,6+,1* $1' 021,725,1* 2) 7+(
                                                   %$1.6¶ &/$,06



                                                                              9DOHQWLQD $QJHONRVND
                                                                                           =RUDQ ,YDQRYVNL


                       $EVWUDFW
                       7KLV  SDSHU  FRQWDLQV  WKH  UROH  RI  VWDWH  LQVWLWXWLRQV  DQG  UHJLVWHUV  LQ  WKH  SURFHVV  RI  EDQNV¶  FROODWHUDO
                       HVWDEOLVKPHQW  DQG  PRQLWRULQJ   ZKLFK  DUH  FUXFLDO  IRU  ³OHJDO\  SHUIHFW´  FROODWHUDO  DQG  WKH  ODWHU  VWDJH  RI
                       FROOHFWLRQ RI WKH FODLPV  7KH SDSHU PDNHV D UHYLHZ RI WKH PRVW VLJQLILFDQW ZRUOG SUDFWLFHV LQ WKLV DUHD  $OO
                       UHOHYDQW  VWDWH  UHJLVWHUV  DQG  LQVWLWXWLRQV  LQ  WKH  5HSXEOLF  RI  0DFHGRQLD  DUH  SUHVHQWHG  DQG  DQDO\]HG   7KH
                       SRVLWLYH DQG QHJDWLYH DVSHFWV RI WKH VWDWH LQVWLWXWLRQV DQG UHJLVWHUV LQ 5HSXEOLF RI 0DFHGRQLD DUH SUHVHQWHG
                       ZKLFK UHVXOWV LQ UHFRPPHQGDWLRQV IRU LPSURYHPHQW
                       .H\ZRUGV  EDQNV  FROODWHUDO  FODLPV  VWDWH UHJLVWHUV  FUHGLW UHJLVWHU  FUHGLW EXUHDX


                       ,QWURGXFWLRQ

                       ,Q WKH EDQNLQJ VHFWRU  WKH UROH RI VWDWH LQVWLWXWLRQV DQG UHJLVWHUV DUH YHU\ LPSRUWDQW LQ
                       WKH SURFHVV RI EDQNV¶ FROODWHUDO HVWDEOLVKPHQW DQG PRQLWRULQJ  ZKLFK DUH FUXFLDO IRU
                       ³OHJDO\ SHUIHFW´ FROODWHUDO DQG WKH ODWHU VWDJH RI FROOHFWLRQ RI WKH FODLPV  $OPRVW LQ DOO
                       FRXQWULHV ZRUOGZLGH  WKHUH LV YDULHW\ RI SUDFWLFHV LQ WKLV DUHD  5HSXEOLF RI 0DFHGRQLD
                       IROORZV WKLV WUHQG LQ WKH ODVW WZR GHFDGHV DQG VHYHUDO VWDWH LQVWLWXWLRQV DQG UHOHYDQW
                       VWDWH UHJLVWHUV KDYH EHHQ HVWDEOLVKHG  DFRPSDQLHG ZLWK WKH QHFHVVDU\ UHJXODWLRQ  (DFK
                       RI WKHP KDV LWV SRVLWLYH DQG QHJDWLYH DVSHFWV LQ SUDFWLFH ZKLFK QHHG WR EH DQDO\VHG LQ
                       RUGHU WR EH LPSURYHG LQ WKH IXWXUH IRU EHWWHU HIIHFWV RQ WKH OHQGLQJ SURFHVV
                          7KH UHPDLQGHU RI WKLV SDSHU LV VWUXFWXUHG LQWR   VHFWLRQV  ,Q 6HFWLRQ   ZH SUHVHQW
                       IHZ H[DPSOHV RI UHODWHG ZRUN IURP OLWHUDWXUH FRQVLGHULQJ WKH FRUUHODWLRQ EHWZHHQ WKH
                       OHQGLQJ   ODZV  DQG  VWDWH FUHGLW  UHJLVWHUV   7KH  H[LVWLQJ  UHJLVWHUV  LQ  WKH  5HSXEOLF  RI
                       0DFHGRQLD  $JHQF\ IRU &DGDVWUH RI LPPRYHDEOH SURSHUW\  &HQWUDO 5HJLVWHU  3OHGJH
                       5HJLVWHU   &UHGLW  5HJLVWHU  DQG  &UHGLW  %XHUDX   WKDW  GLUHFWO\  DIIHFW  WKH  OHQGLQJ  DQG
                       FROODWHUDOV DUH DQDO\]HG LQ VHFWLRQV      UHVSHFWLYHO\  6HFWLRQ   VXPPDUL]HV WKH PDLQ
                       FRQFOXVLRQV


                          /LWHUDWXUH 2YHUYLHZ

                       ,Q WKH PRGHUQ UHVHDUFK  WKH FRQQHFWLRQ EHWZHHQ WKH ODZV DQG OHQGLQJ LV RQH RI WKH
                       PDLQ WRSLFV  HVSHFLDOO\ DIWHU WKH ZRUOG FULVLV  +DVHOPDQQ DQG :DFKWHO PDGH WKRURXJK
                       DQDO\VLV RQ EDQNV EHKDYLRU  ZKLFK ZDV PDGH LQ    FRXQWULHV LQ WUDQVLWLRQ  +DVHOPDQQ
                       DQG  :DFKWHO           7KH  UHVHDUFK  VKRZV  WKDW  WKH  ORDQ  SRUWIROLR  RI WKH EDQNV YHU\


                          ϴ
                             9DOHQWLQD $QJHONRVND   3K '  $VVLVWDQW  3URIHVVRU  8QLYHUVLW\  RI  7RXULVP  DQG
                       0DQDJHPHQW  LQ  6NRSMH   =RUDQ  ,YDQRYVNL   3K '   )XOO  3URIHVVRU   8QLYHUVLW\  RI
                       7RXULVP DQG 0DQDJHPHQW LQ 6NRSMH



                                                            Ϯϰϵ
   251   252   253   254   255   256   257   258   259   260   261